Reading UNB? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UNB free→Reading UNB? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UNB free→QuarterlyIQ Insights · UNB
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 5 valuation methods, at three horizons. Current price $23.50. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Mgmt guidance | 12M | $30.10 | 12.4 | 2.43 | Mgmt | high |
| Peer P/B | 12M | $21.79 | 1.3 | 17.34 | TTM | high |
| Peer P/E | 12M | $31.26 | 12.4 | 2.52 | TTM | high |
| Peer P/S | 12M | $48.88 | 3.0 | 16.30 | TTM | high |
| triangulated | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $30.72 |
| 12.4 |
| 2.48 |
| Triangulated |
| high |
| Peer P/B | 3Y | $28.97 | 1.3 | 23.05 | Hist. CAGR(prov.) | medium |
| Peer P/S | 3Y | $81.33 | 3.0 | 27.12 | Hist. CAGR(prov.) | medium |
| Peer P/B | 5Y | $35.03 | 1.3 | 27.87 | Hist. CAGR(prov.) | medium |
| Peer P/S | 5Y | $114.20 | 3.0 | 38.08 | Hist. CAGR(prov.) | medium |