Reading UMBF? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UMBF free→Reading UMBF? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track UMBF free→QuarterlyIQ Insights · UMBF
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 7 valuation methods, at three horizons. Current price $135.37. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $129.50 | 1.3 | 103.04 | TTM | high |
| Peer P/FCF | 12M | $177.58 | 11.9 | 14.97 | TTM | high |
| Peer P/E | 12M | $150.50 | 12.4 | 12.15 | TTM | high |
| Peer P/S | 12M | $139.50 | 3.0 | 46.52 | TTM | high |
| PEG | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $128.27 |
| 10.6 |
| 12.15 |
| TTM |
| high |
| Own P/E history | 12M | $131.26 | 10.8 | 12.15 | TTM | high |
| triangulated | 12M | $157.92 | 12.4 | 12.75 | Triangulated | high |
| Peer P/B | 3Y | $308.63 | 1.3 | 245.56 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $333.18 | 11.9 | 28.09 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $189.79 | 12.4 | 15.32 | Analyst | medium |
| Peer P/S | 3Y | $148.24 | 3.0 | 49.43 | Analyst | medium |
| PEG | 3Y | $161.76 | 10.6 | 15.32 | Analyst | medium |
| Own P/E history | 3Y | $165.53 | 10.8 | 15.32 | Analyst | medium |
| Peer P/B | 5Y | $550.66 | 1.3 | 438.13 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 5Y | $506.82 | 11.9 | 42.73 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $221.54 | 12.4 | 17.88 | Analyst | medium |
| Peer P/S | 5Y | $154.36 | 3.0 | 51.48 | Analyst | medium |
| PEG | 5Y | $188.82 | 10.6 | 17.88 | Analyst | medium |
| Own P/E history | 5Y | $193.22 | 10.8 | 17.88 | Analyst | medium |