Reading PAYO? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track PAYO free→Reading PAYO? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track PAYO free→QuarterlyIQ Insights · PAYO
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 6 valuation methods, at three horizons. Current price $6.75. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $2.77 | 1.4 | 1.96 | TTM | high |
| Peer P/FCF | 12M | $5.52 | 11.4 | 0.48 | TTM | high |
| Peer P/E | 12M | $3.78 | 12.6 | 0.30 | TTM | high |
| Peer P/S | 12M | $7.63 | 2.9 | 2.64 | TTM | high |
| Own P/E history | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $6.19 |
| 20.6 |
| 0.30 |
| TTM |
| high |
| triangulated | 12M | $4.10 | 12.6 | 0.33 | Triangulated | high |
| Peer P/B | 3Y | $3.32 | 1.4 | 2.36 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $16.45 | 11.4 | 1.44 | Hist. CAGR(prov.) | medium |
| Peer P/S | 3Y | $10.89 | 2.9 | 3.76 | Hist. CAGR(prov.) | medium |
| Peer P/B | 5Y | $3.75 | 1.4 | 2.66 | Hist. CAGR(prov.) | low |
| Peer P/FCF | 5Y | $34.08 | 11.4 | 2.98 | Hist. CAGR(prov.) | low |
| Peer P/S | 5Y | $13.80 | 2.9 | 4.77 | Hist. CAGR(prov.) | low |