Reading HQY? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track HQY free→Reading HQY? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track HQY free→QuarterlyIQ Insights · HQY
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 7 valuation methods, at three horizons. Current price $88.34. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Mgmt guidance | 12M | $56.56 | 19.4 | 2.92 | Mgmt | high |
| Peer EV/EBITDA | 12M | $69.46 | 15.5 | 4.99 | TTM | high |
| Peer P/FCF | 12M | $99.14 | 19.2 | 5.17 | TTM | high |
| Peer P/E | 12M | $83.05 | 19.4 | 4.28 | TTM | high |
| Peer P/S | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $34.87 |
| 2.4 |
| 14.25 |
| TTM |
| high |
| PEG | 12M | $116.03 | 27.1 | 4.28 | TTM | high |
| triangulated | 12M | $88.12 | 19.4 | 4.54 | Triangulated | high |
| Mgmt guidance | 3Y | $89.03 | 19.4 | 4.59 | Mgmt(prov.) | low |
| Peer P/FCF | 3Y | $374.35 | 19.2 | 19.52 | Hist. CAGR(prov.) | low |
| Peer P/E | 3Y | $130.72 | 19.4 | 6.74 | Analyst | low |
| Peer P/S | 3Y | $49.58 | 2.4 | 20.26 | Analyst | low |
| PEG | 3Y | $182.64 | 27.1 | 6.74 | Analyst | low |
| Mgmt guidance | 5Y | $120.46 | 19.4 | 6.21 | Mgmt(prov.) | medium |
| Peer P/E | 5Y | $176.87 | 19.4 | 9.12 | Analyst | medium |
| Peer P/S | 5Y | $62.70 | 2.4 | 25.62 | Analyst | medium |
| PEG | 5Y | $247.13 | 27.1 | 9.12 | Analyst | medium |