Reading FIGR? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track FIGR free→Reading FIGR? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track FIGR free→NASDAQFinancialsCapital MarketsSnapshot 2026-06-12
Recent financial performance is steady, and management's recent track record has been fairly steady. Risk is elevated, and the sector backdrop is a headwind, with FIGR trading below typical compared to sector peers. Peer multiples imply a price about 33% below where it trades (it looks expensive on this basis); the read is fair. This assessment hinges on guidance changes, as a cut could negatively impact estimates, while a raise could provide a momentum boost. This read is provisional.
Daily closes. Earnings/event dots are placed inline.
A consensus fair price across 4 valuation methods, at three horizons. Current price $27.93. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $28 FIGR trades at 24× p/e — 1.3× the 18× p/e peer median. The market is re-rating it beyond its own range; our $21 fair value is medium-confidence here. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
The market is pricing in roughly 33% of near-term growth above a flat-multiple fair value; not enough history to forecast a comparison. This describes what's priced in, not a forecast of the move.
Only a turbulent sector regime (Heating) — not the full expensive x weak x turbulent stack.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Not enough signal yet.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, Fed net liquidity, real (inflation-adjusted) rates.
1 material management or governance event in the past 24 months, led by M&A activity. Historically, Financials names rated neutral grew net income 57% of the time over the next year (vs 55% for the rest of the cohort, n=5004).
The next print and the backdrop around it (sector regime and the AI cycle). Context for the path, not a forecast of returns.
EPS estimate $0.28 → $0.31 (+11.7% / 30d). 3 raised, 1 cut, 4 covering analysts.
0 upgrades, 0 downgrades / 30d, 1 maintained. 75% of analysts rate Buy.
1 positive, 0 negative / 30d. See F4 management tile for the event list.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
What a normal day, a bad day, and the worst of the last year would mean for a $10,000 position.
On a typical day, $10k can swing ±$329.
How much price usually moves either way.
On a bad day, this stock has moved -$941.
A rough but not unusual down day (about the 95th percentile).
In the worst 12 months, $10k could have lost $6,580.
Deepest peak-to-trough drop in the last year.
Past results, not a forecast. Not investment advice.
The most important moves since the prior daily snapshot.
No material changes since the prior snapshot.
as of 2026-06-12
Specific, dated things to watch for, each with what would confirm it and what would prove it wrong.
No named catalysts to watch right now. Check back after the next earnings report.
Recent news graded against this company's own objectives — whether it reinforces or challenges the thesis, and how confirmed it is.
No graded news catalysts for FIGR yet.
Conditional scenarios: if X happens, the view would shift in this direction. These are not predictions.
Recent SEC 8-K filings ranked by likely impact, confidence, and recency.
Entry into a Material Definitive Agreement. Merger Agreement On June 10, 2026, Figure Technology Solutions, Inc., a Nevada corporation (the “ Company ”), entered into an Agreement and Plan of Merger (the “ Merger Agreement ”), by and among the Company, Project Mason Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“ Merger Sub ”), Kiavi, Inc., a Delaware corporation (“ Kiavi ”), and Fortis Advisors LLC, in its capacity as the lawful and exclusive representa…
Whether the overall read has been drifting up or down lately, and how it's changed since last week.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
Looks more expensive than peers.
Self-history needs ~20 months of data.
A side-by-side read on sector standing, valuation, and risk versus Investment Banking & Brokerage.
| Stock | Sector standing | Valuation | Risk |
|---|---|---|---|
FIGR FIGURE TECHNOLOGY SOLUTIONS INC | Below typical Show detailsSector percentile: 19 of 100 | full | elevated |
MS Morgan Stanley | Typical Show detailsSector percentile: 57 of 100 | full | moderate |
GS Goldman Sachs | Typical Show detailsSector percentile: 36 of 100 | full | moderate |
SCHW Charles Schwab Corporation | Above typical Show detailsSector percentile: 86 of 100 | fair | moderate |
IBKR Interactive Brokers | Typical Show detailsSector percentile: 57 of 100 | full | moderate |
Not investment advice. As of 2026-06-12.
via XLF
Tailwind = sector leading the S&P 500; headwind = trailing. Both can be constructive. Historically, headwind regimes have averaged stronger forward returns than tailwind.
Context label only: describes the market state (e.g. real bear vs narrative panic, healthy uptrend vs late-stage froth). It is not a per-ticker buy/sell signal and does not predict factor performance.
Not investment advice. As of 2026-06-12.
Enter into a merger agreement with Kiavi, Inc. to enhance strategic capabilities.
Begin providing one quarter forward guidance for Consumer Loan Marketplace volume.